Hi Hawthorne,
This is something that has been very prominent and close to my heart over the past 2 months. What you may not know about your institution covering your mortgage in the event of illness or death. Please take a couple of minutes and watch this video.
http://vimeo.com/31552039There are many reasons to cover yourself through a life insurance company. A couple of the biggest are that you can purchase coverage for both people (not first to die)...it's for the full amount that you purchased from day 1..and it may be less than what you are paying now.
Please take a minute and check what you have currently...what you are paying, and weigh your options.
All the best
Robyn King CIP - Agent
State Farm Insurance
Coates Crossing
611 Holly Ave, Suite 202
Bus 905-636-0290
Cell 416-899-9709