I would highly recommend contacting Andrew Roach if you are considering a mortgage agent or needing good advice regarding mortgages. Even though we are not a client he was still very helpful & patient in answering my many questions & in clarifying my options with good suggestions almost two years past.
Fast forward to yesterday when he was just as approachable & explained things that I was not understanding even when talking to my own bank representatives regarding our upcoming mortgage renewal. Not once did I feel rushed during our lengthy phone call yesterday & absolutely no pressure . Andrew presents as very professional in his demeanor, knowledgable & easy to talk to. Andrew's website is
http://www.andrewroach.ca or you can pm him on the forum as I did.
Thanks Andrew for your help, I really appreciated it.