rtbc wrote:
It is bit difficult to get mortgage when you have poor /bad credit score. Most of reputed banks and lenders will reject your mortgage application because of you bad score.
This is not totally true!
There is no cookie cutter approach to a mortgage application. I have personally helped individual that will attest to the fact they had bad credit and a negative networth and still got a mortgage from Scotia!
A low credit scores give a false impression of an individual. That's what it's my job to discredit the low credit score!
Always try with the A lenders, if it's an absolute fail, then you fall back on the other lenders.
If anyone is in the scenario where they believe their financial situation may affect their ability to borrow. Give me a call we can discuss your options.
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Robin Shiwsankar | Home Financing Advisor
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Scotiabank | Home Financing Solutions
T: 647 886 1214 F: 905-636-1354
robin.shiwsankar@scotiabank.com