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PostPosted: Mon Feb 27, 2017 1:55 pm 
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Joined: Wed Jul 21, 2010 6:14 am
Posts: 62
Location: Milton, Canada
Hi Milton

In this insane property market, I have been referred to a number of clients who thought they were pre-approved, purchased a new property without any conditions, only to find out they get declined.

A bank pre-approval is basically just a rate hold. The banks do very little underwriting and in many situations simply issue an automatic system generated pre-approval.

In this very busy market where buyers are faced with multiple offer situations they have to make the risky decision to purchase without any conditions. It is imperative to ensure you work with someone who reviews your numbers in detail, including checking your credit report, affording you the opportunity of making the purchase offer with confidence.

Take off the pressure and avoid surprises. Get a proper review done prior to making the offer.

Have a great day

_________________
Warwick Johnston
Milton Mortgage Specialist at RBC
647-274-6029


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